Exclusions

• A member with mild lesions, simple injuries such as sprains, simple fractures or mild illness which can be treated by a local doctor and do not prevent the member from continuing his or her trip or returning home.
• Has a primary admitting diagnosis of a psychiatric disorder.
• Is medically discharged or leaves the hospital/clinic against medical advice and is able to travel on their own.
• Is travelling outside the Philippines for the sole purpose of seeking medical treatment whether inpatient or outpatient.
• Is travelling following a terminal prognosis.
• No mortal remains transportation.
• Women beyond their second trimester of pregnancy.